NVFS employs over 300 staff at 10 offices and service locations.

Benefits Summary


NVFS offers a variety of benefits to part time and full time employees. These benefits include health, dental, vision, life insurance, short and long term disability, flexible spending plan, retirement savings plan, annual and sick leave. NVFS will share a significant portion of the rates for health, dental and vision insurance for employees working full time. NVFS’ contribution will be prorated based on the percentage of time worked for employees working part time. All benefits, except for the Agency contribution to the employee’s 401k plan, are effective the first of the month following the date of hire.

HEALTH CARE:
Two health plans through Kaiser Permanente are offered to suit the needs of employees. Choose from the HMO Signature plan (with predictable out-of-pocket costs and low premiums) or the FlexChoice plan (with more provider choice and three tiers of available coverage/networks within one plan).

DENTAL CARE:
The dental plan through Aetna provides two dental plans in one giving you the freedom to choose between two plans and switch during the year. Choose from the DMO plan or the PPO plan. Preventative, basic and major services covered.

VISION CARE:
The vision plan through VSP provides for a well vision exam every plan year with a $10 co-payment. Allowances for prescription glasses (including lenses every 12 months and frames 24 months) or contact lenses every 12 months.

LIFE & ADD INSURANCE:
Reliance group life insurance is provided to benefit eligible employees with premiums paid for by NVFS. The benefit is equivalent to 1.5 times the employee’s annual salary to a maximum of $150,000. In addition, Accidental Death and Dismemberment coverage is provided in the event of an accidental bodily injury, which causes loss of life or limb.

LONG-TERM DISABILITY:
Reliance long-term disability insurance is provided to benefit eligible employees with premiums paid for by NVFS. The benefit pays 60% of an employee’s monthly base salary to a maximum benefit of $10,000, and is payable after a 90 day elimination period.

SHORT-TERM DISABILITY:
Reliance short-term disability insurance is provided to benefit eligible employees with premiums paid for by NVFS. The benefit pays 60% of an employee’s weekly base salary, (up to $1,500 per week), for an approved disability. Benefit is payable after a 14 day elimination period.

IDENTITY THEFT:
This benefit provides up to $25,000 coverage with $0 deductible and will cover loss for computer fraud, fund transfers, money order and counterfeit paper currency transactions. This insurance will cover loss or damage to money, securities, and other property resulting directly from the use of any computer to fraudulently cause a transfer of that property from inside your premises or a banking premise to a person or place outside of those premises. It will also cover loss of funds resulting from fraudulent instructions directing a financial institution to transfer or pay funds from your transfer account. Lastly, it will protect against loss caused by your accepting counterfeit currency.

TUITION REIMBURSEMENT:
NVFS recognizes that educational development is important and should be encouraged. The NVFS Tuition Assistance Program provides an opportunity for employees to obtain additional education in order to increase their competence in their present jobs and to prepare for future advancements within the Agency. NVFS will consider granting tuition assistance for academic study at the undergraduate and graduate level in an accredited college, university or vocational school to employees who have one year of continuous employment, who have satisfactory job performance and whose value to the Agency will be enhanced by the study in terms of their professional qualifications and the current needs of the Agency.

FLEXIBLE SPENDING ACCOUNT:
This plan enables you to have a specified amount of pre-taxed income deducted from your paycheck each pay period. These dollars are set aside in a reimbursement account and subtracted from gross earnings before any taxes are taken out. The funds are to be used to pay for out-of-pocket medical and/or dependent care expenses.

SUPPLEMENTAL LIFE INSURANCE:
Supplemental term life and AD&D insurance is available for purchase from Reliance to a maximum of $300,000 (not to exceed five times an employee’s annual salary). Supplemental Life Insurance is also available for a spouse, domestic partner and/or children of benefit eligible employees.

401 (K) RETIREMENT PLAN:
All employees over the age of 21, except those who are non-resident aliens with no U.S. source of income and those who are treated as independent contractors, may opt to have a percent of their compensation up to the maximum amount permitted by law deposited in a 401(k) plan. After one year of employment, NVFS will contribute an amount equal to six percent (6%) of the employee’s salary into the 401(k) plan. The minimum vesting period to receive a portion of NVFS contribution to the 401(k) plan is two years with full vesting after five years.

EMPLOYEE ASSISTANCE PROGRAM:
An Employee Assistance Program is available to employees and their immediate family members. The plan provides free and confidential counseling, legal, financial and referral services.

INCOME PROTECTION:
Voluntary Supplemental Benefits offered through Allstate Insurance. Available plans include low and high level accident and critical illness plans.

LEGAL PLANS:
Affordable, convenient legal services are available through membership with the HYATT Premier Legal Plan.

OTHER BENEFITS:
What else? Flexible working hours, free parking, business casual attire and membership with Apple Federal Credit Union.

THRIFT SHOP EMPLOYEES:
Please note that Thrift Shop employees’ “Leave” benefits vary from other agency employees.

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