Thank you for your interest in the Pay It Forward Loan Program.  The Loan Fund is currently depleted and no longer accepting applications at this time.  Please check back for additional information, as funds become available in the future.

For additional local and state resources and information guides related to the COVID-19 crisis, please click here.

The Pay It Forward Direct Assistance Loan Program provides assistance to Loudoun County residents experiencing a financial need. Pay it Forward remains flexible and responsive to individuals, empowering them to identify what will make the most difference in their lives. Loan repayment is a vital component of maintaining the sustainability of the program and each recipient must agree to a repayment plan. Our goal is to complete the application and decision process as quickly as possible.

If you have questions or need assistance email

For additional local and state resources and information guides related to the COVID-19 crisis, please click here.

Eligibility Requirements

  • Must be a current Loudoun County resident.
  • Distributions are made to individuals/families only; businesses, schools, associations, nonprofit organizations, and faith communities are not eligible.
  • Applicants, when requested, must supply requested documentation to allow the program to make an informed decision on the application. The documentation requests may vary depending on each individual’s situation.

Loan Details

  • Loan amounts are capped at $2,000 per loan.
  • The maximum length of the loan will be 36 months.
  • NVFS will work with applicants to establish a repayment plan that takes into consideration individual circumstances and resources.
  • Loans are interest-free for the first 6 months. After 6 months, the simple interest rate will be 2% per month until the loan is fully repaid.
  • Additional loans may be considered following the full repayment of an existing loan.

 Application Process
Please fill out the application form below. As each applicant’s need is unique, NVFS will work individually with each applicant to identify any documentation that may be needed to make an informed decision. Response times can take up to three business days. All data is kept confidential and secure. You will receive a verification after a successful application submission.

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